Never be broke again: how to avoid being poor

GiveGet
8 min readMay 5, 2019

“What’s your power bill worth?” my neighbour asked me. He lives opposite me across the landing, and I’d just dropped off a newsletter I’d made offering my friendly neighbours my help.

After some information sharing, it turns out he was paying close to $700/quarter — more than double my electricity bill. “I’m a fairly frugal user,” I said. Next he asked me if I kept the heater on all night; and it was then I realised he perhaps didn’t really get what I meant about being frugal.

I hear constantly on the news, in conversations, and across the internet about ‘cost of living pressures’ and how much everyone is struggling. And here’s the thing about that:

I totally can’t relate!

Right now all kinds of assumptions may have come to mind about me…

· Rich parents

· Married into wealth

· High paid job

· Shareholder or Bitcoin trader

· Tax dodger

· Got a fat inheritance

· Raked it in during the property boom….

But none of those things are true. Not a single one. In fact, I earn less than 50% of Australia’s median wage, which technically puts me on the poverty line. That may leave you…

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